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For most people, buying a house means getting a mortgage. for a loan to close. Lenders will also look for cash purchases, because they want to see that your bank account reflect the numbers you.
Find mortgage, look for different lender. To provide yourself with a contingency plan, apply with at least two different mortgage banks. This is a good idea if you feel like you’re on shaky ground. The downside of this approach is that a lender generally requires an application or appraisal fee.
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VA mortgages offer some major advantages over conventional home loans, including no down payment required on most loans. VA mortgage rates today are one of the best deals around, often lower than rates on conventional loans by a quarter percentage point or more.
A credit score is one of the pieces of information that we’ll use to evaluate your application. Financial institutions have been using credit scores to evaluate credit card and auto applications for many years, but only recently have mortgage lenders begun to use credit scoring to assist with their loan decisions.
In the video segment below, Motley Fool analysts Kristine Harjes and Nathan Hamilton talk about the mortgage interest deduction, how. one of many things that people should know about and keep in.
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