Fix And Flip Hard Money Lender How Much Do Hard Money Lenders Make Hard Money Lenders personal loans bridgewell capital | private money funding for Real Estate. – Hard Money & private money loans for Real Estate Investments. For Investors With Bad Credit, Self-Employed or Foreclosed Properties. Apply now! 866-500-4500Pros and Cons of hard money loans – Make Money Personal – Most hard money lenders keep loan-to-value ratios ( LTV ratios) relatively low. Their maximum LTV ratio might be 50% to 70%, so you’ll need assets to qualify for hard money. With ratios this low, lenders know they can sell your property quickly and have a reasonable shot at getting their money back.